Risk Intelligence
Market Sentinel — $100K Dashboard
Gray-Rhino Watch · Plain English
2026-08-20 · 45 run(s) · ≈5 min read · practice portfolio, read-only
Global stress gauge
🟡 Watch
Some gauges are elevated, but none is at stress.
🟢 5 calm · 🟡 6 watch · 🔴 0 stress
The bottom line, in plain English

Prices rose broadly today and all five mock strategies gained, but a plain buy-and-hold is still within a whisker of the best of them, which is the expected and healthy result for an experiment that has not yet shown any timing skill.

Risk level today
🟡 Watch — caution; conditions are elevated, but this is not panic
What this means
Conditions are elevated enough that a regular saver should slow down and think about protection before taking more risk.
What to keep in mind today
  • Do not chase a bounce just because prices fell.
  • Do not use borrowed money or leverage to add risk.
  • Check whether too much of your money is tied to one volatile stock, sector, or theme.
Why we think this
The latest logged stress gauge is Watch, based on 5 calm, 6 watch, 0 stress readings.
What we still do not know
A Watch day does not tell us yet whether this will fade quickly or turn into a longer drawdown.

Regime context

Yield curve + credit
calm — 2s10s +0.46pp, HY OAS 2.75pp
Equity sensor breadth (as of 2026-08-14)
calm — 91.7% of sensors above their 200d average
Reporting / releases, next 7 days
5 checkpoints on the calendar

Mirrors the day's logged stress gauge, the latest equity-sensor breadth read, and the week-ahead earnings/macro calendar — no new numbers are computed here.

Equal weight is ahead at $101,909 — that's +0.6% versus simply buying and holding the basket.

Leaderboard

Ordered by current value today, so the first card is the current leader.

Rank 1 · current leader
Equal weight
keeps an equal amount in every name, evening it out each run.
value (NAV)$101,909
return+2.0%
vs. buy & hold+0.6%
max drawdown-8.7%
volatility21.5%
Sharpe0.63
trades414
Rank 2 · benchmark
Buy & hold
buys the whole basket once and just holds it.
value (NAV)$101,338
return+1.4%
vs. buy & hold+0.0%
max drawdown-8.4%
volatility19.9%
Sharpe0.50
trades9
Rank 3
Buy-the-dip in steps
keeps cash in reserve and buys the basket in steps as it falls from its peak.
value (NAV)$101,240
return+1.3%
vs. buy & hold-0.1%
max drawdown-5.2%
volatility12.9%
Sharpe0.63
trades414
Rank 4
Trend-following
holds only the names currently trending up; the rest sits in cash.
value (NAV)$94,649
return-5.3%
vs. buy & hold-6.7%
max drawdown-12.8%
volatility26.2%
Sharpe-1.06
trades215
Rank 5
Top-3 momentum
rides the three strongest names of the last few months; the rest sits in cash.
value (NAV)$86,497
return-13.5%
vs. buy & hold-14.8%
max drawdown-24.1%
volatility47.7%
Sharpe-1.49
trades151

Leaderboard comparison

benchmark
Buy & hold — $101,338 now
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
current leader
Equal weight — $101,909 now
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
strongest challenger
Buy-the-dip in steps — $101,240 now
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
Comparison limited to the benchmark, current leader, and strongest challenger so the shared dashboard stays readable on mobile. Shared axis $92,014–$101,909 · 2026-06-19 → 2026-08-20
Jargon, in plain words
value (NAV) — what this strategy's slice of the practice $100,000 would be worth today.
return — how much it's up or down since we started tracking.
vs. buy & hold — how it compares with simply buying and holding the basket — a plus means it's ahead of that.
max drawdown — the worst peak-to-bottom drop it has sat through so far.
volatility — how bumpy the ride is — a bigger number means larger day-to-day swings.
Sharpe — how much reward you got for that bumpiness — higher is better; it needs a few days of moves before it means anything.
trades — how many times the strategy has bought or sold to follow its rule.

Our forecasting track record

Graded across 38 resolved forecasts, the system's calibration score is 0.128245 — where 0 is perfect and 0.25 is a 50/50 coin-flip guess. Lower means its stated confidence lined up better with reality.

It got 32 of 38 directional calls right (84%).

Most recent graded call: “July core CPI (all items less food and energy, seasonally adjusted, BLS release 2026-08-1…” — it put 78% on it, and that's how it played out (right).

61 more forecasts are in progress, the next graded around 2026-08-21.

A running self-check score, not a promise.

What moved it

Every strategy was up on the day, from +0.51 percent for the cash-holding drawdown tranche to +1.13 percent for the trend-chasing momentum sleeve, so the day's move was market-wide rather than strategy-specific. Over the full 45-run history the ranking is unchanged: zero-skill equal weight leads on return, the frozen buy-and-hold champion sits just behind it, the drawdown tranche buys the shallowest decline mostly with its 40 percent cash reserve, and both timing strategies remain well underwater.

What each strategy holds now

Equal weight
the whole basket · fully invested
Buy & hold
the whole basket · fully invested
Buy-the-dip in steps
the whole basket · ~40% cash
Trend-following
BTC-USD, GLD, MU, NVDA, SPY, XLE · fully invested
Top-3 momentum
MU, SPY, XLE · fully invested

Current positions shown so you can see what each line is actually exposed to.

What the practice book did (2026-08-20)

Equal weight
bought GLD, NVDA, SMH, SPY, TLT, XLE, HYG; sold MU, BTC-USD
Buy-the-dip in steps
bought GLD, NVDA, SMH, SPY, TLT, XLE, HYG; sold MU, BTC-USD
Trend-following
bought GLD, NVDA, MU, SPY, XLE; sold BTC-USD, HYG
Top-3 momentum
bought SPY, XLE; sold MU

Each line is a simulated strategy's own move inside the practice portfolio — a record of what its rule did, not a suggestion to buy or sell anything.

Recent trades
Want to see what the practice strategies have actually been doing over time? The full log is a record of a mock, research-only portfolionever a suggestion to buy or sell anything, and not something to copy.
See the full trade history — every session the practice book traded, newest first →

All numbers come directly from the portfolio engine.

Project changes under review
3 project changes are waiting on manual review before the system itself can change.

Research, not financial advice. Portfolio results are mock capital.
Project snapshot — changes waiting for review: 3 · tracked forecasts open: 61 (checking now: 1) · track record so far: 0.128245 · practice portfolio updated: 2026-08-20.
Past briefs & dashboards: market-sentinel-lyart.vercel.app/reports