Risk Intelligence
Market Sentinel — $100K Dashboard
Gray-Rhino Watch · Plain English
2026-07-28 · 28 run(s) · practice portfolio, read-only
Global stress gauge
🟡 Watch
Some gauges are elevated, but none is at stress.
🟢 1 calm · 🟡 5 watch · 🔴 1 stress
The bottom line, in plain English

A broad down day across the book: every one of the five mock strategies lost ground, and the cash-holding drawdown_tranche lost the least — which is what a defensive design is supposed to do on a red day.

Risk level today
🟡 Watch — caution; conditions are elevated, but this is not panic
What this means
Conditions are elevated enough that a regular saver should slow down and think about protection before taking more risk.
What to keep in mind today
  • Do not chase a bounce just because prices fell.
  • Do not use borrowed money or leverage to add risk.
  • Check whether too much of your money is tied to one volatile stock, sector, or theme.
Why we think this
The latest logged stress gauge is Watch, based on 1 calm, 5 watch, 1 stress readings.
What we still do not know
A Watch day does not tell us yet whether this will fade quickly or turn into a longer drawdown.

Regime context

Yield curve + credit
calm — 2s10s +0.34pp, HY OAS 2.79pp
Equity sensor breadth (as of 2026-07-26)
calm — 91.7% of sensors above their 200d average
Reporting / releases, next 7 days
5 checkpoints on the calendar

Mirrors the day's logged stress gauge, the latest equity-sensor breadth read, and the week-ahead earnings/macro calendar — no new numbers are computed here.

Buy-the-dip in steps is ahead at $96,406 — that's +2.5% versus simply buying and holding the basket.

Leaderboard

Ordered by current value today, so the first card is the current leader.

Rank 1 · current leader
Buy-the-dip in steps
keeps cash in reserve and buys the basket in steps as it falls from its peak.
value (NAV)$96,406
return-3.6%
vs. buy & hold+2.5%
max drawdown-4.0%
volatility12.7%
Sharpe-2.61
trades252
Rank 2
Equal weight
keeps an equal amount in every name, evening it out each run.
value (NAV)$93,988
return-6.0%
vs. buy & hold+0.1%
max drawdown-6.7%
volatility21.1%
Sharpe-2.61
trades252
Rank 3 · benchmark
Buy & hold
buys the whole basket once and just holds it.
value (NAV)$93,928
return-6.0%
vs. buy & hold+0.0%
max drawdown-6.8%
volatility20.3%
Sharpe-2.75
trades9
Rank 4
Trend-following
holds only the names currently trending up; the rest sits in cash.
value (NAV)$88,211
return-11.7%
vs. buy & hold-5.7%
max drawdown-12.8%
volatility30.3%
Sharpe-3.69
trades122
Rank 5
Top-3 momentum
rides the three strongest names of the last few months; the rest sits in cash.
value (NAV)$82,123
return-17.8%
vs. buy & hold-11.8%
max drawdown-19.8%
volatility50.8%
Sharpe-3.34
trades87

Leaderboard comparison

benchmark
Buy & hold — $93,928 now
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
current leader
Buy-the-dip in steps — $96,406 now
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
strongest challenger
Equal weight — $93,988 now
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
Comparison limited to the benchmark, current leader, and strongest challenger so the shared dashboard stays readable on mobile. Shared axis $93,928–$100,763 · 2026-06-19 → 2026-07-28
Jargon, in plain words
value (NAV) — what this strategy's slice of the practice $100,000 would be worth today.
return — how much it's up or down since we started tracking.
vs. buy & hold — how it compares with simply buying and holding the basket — a plus means it's ahead of that.
max drawdown — the worst peak-to-bottom drop it has sat through so far.
volatility — how bumpy the ride is — a bigger number means larger day-to-day swings.
Sharpe — how much reward you got for that bumpiness — higher is better; it needs a few days of moves before it means anything.
trades — how many times the strategy has bought or sold to follow its rule.

Our forecasting track record

Graded across 13 resolved forecasts, the system's calibration score is 0.137908 — where 0 is perfect and 0.25 is a 50/50 coin-flip guess. Lower means its stated confidence lined up better with reality.

It got 11 of 13 directional calls right (85%).

Most recent graded call: “AI-buildout compute-demand disconfirmer: Alphabet cuts its full-year 2026 capital-expendi…” — it put 15% on it, and that's how it played out (right).

36 more forecasts are in progress, the next graded around 2026-07-29.

A running self-check score, not a promise.

What moved it

All five strategies fell today, led by momentum at -4.0% as its concentrated positions gave back the most; buy_and_hold and equal_weight each slipped about -1.4% to -1.6%, and drawdown_tranche was the shallowest at -0.9% because roughly 40 percent of its book sits in cash. Over the 28-run window drawdown_tranche still leads at -3.6% with the smallest peak-to-trough decline (-4.0%) versus the frozen champion's -6.0%, while sma_trend and momentum remain well behind — the expected, healthy result for challengers that have not earned their trading costs.

What each strategy holds now

Buy-the-dip in steps
the whole basket · ~40% cash
Equal weight
the whole basket · fully invested
Buy & hold
the whole basket · fully invested
Trend-following
XLE · fully invested
Top-3 momentum
MU, SMH, SPY · fully invested

Current positions shown so you can see what each line is actually exposed to.

What the practice book did (2026-07-28)

Buy-the-dip in steps
bought GLD, MU, SMH, XLE; sold NVDA, BTC-USD, SPY, TLT, HYG
Equal weight
bought MU, SMH; sold GLD, NVDA, BTC-USD, SPY, TLT, XLE, HYG
Trend-following
bought XLE
Top-3 momentum
bought MU; sold SMH, SPY

Each line is a simulated strategy's own move inside the practice portfolio — a record of what its rule did, not a suggestion to buy or sell anything.

Recent trades
Want to see what the practice strategies have actually been doing over time? The full log is a record of a mock, research-only portfolionever a suggestion to buy or sell anything, and not something to copy.
See the full trade history — every session the practice book traded, newest first →

All numbers come directly from the portfolio engine.

Project changes under review
8 project changes are waiting on manual review before the system itself can change.

Research only — not financial advice. The practice portfolio is for learning only; this is a read-only risk briefing meant to help explain risk, never tell anyone what to buy or sell.
Project snapshot — changes waiting for review: 8 · tracked forecasts open: 36 (checking now: 3) · track record so far: 0.137908 · practice portfolio updated: 2026-07-28.
Past briefs & dashboards: market-sentinel-lyart.vercel.app/reports